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Don't Let a Down Payment Stop
You From Buying A Home
Download the FREE guide that shows first-time buyers how down payment assistance, FHA, USDA and duplex strategies actually work— without the confusion.
Most buyers aren’t denied because they don’t make enough money —
they’re denied because no one explains how to structure the deal.
This free guide walks you through the real options lenders use every day.
WHO THIS FREE EBOOK IS FOR
This guide is for you if:
✔ You’re a first-time homebuyer
✔ You’ve been told “you need more money down”
✔ You’re buying in Texas or anywhere else in the country
✔ You’ve heard about FHA, USDA, or down payment assistance but don’t know where to start
✔ You’re open to smart strategies like duplex ownership to lower your payment
❌ This is NOT hype, gimmicks, or “free money” promises.
Important Disclosure (Please Read)
Loan programs, credit score minimums, interest rates, and approval requirements vary by lender, loan type, property, and borrower profile.
This page is for educational purposes only and does not guarantee loan approval.
Ready for download January 1, 2026
Inside the FREE Down Payment Playbook, you’ll learn:
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How Texas down payment assistance programs actually work
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The difference between grants, deferred loans, and second liens
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When FHA + DPA makes sense — and when it doesn’t
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How USDA loans offer 0% down (and who qualifies)
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How buying a duplex with FHA can allow rental income to offset your payment
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A simple visual breakdown of how rental income is calculated
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What lenders really look at before approving you
No pressure. No obligation. Just education.
Get Instant Access to the FREE Ebook
The First-Time Homebuyer Down Payment Playbook